How To Make Your Salary Last Till Payday

July 20, 2018

Yet another payday is always upon us and we can’t hide our excitement.

We know it’s very hard, actually scratch that, it’s almost impossible for any of us to make our salaries last till payday. But we’ve got a few tricks up our sleeves that might just help you out.

Always remember that there is rice at home.

If you want to save money on food, the next time you drive past your favourite restaurant, just remember that there’s rice at home.

Record all your expenses.

Seriously, even the 200 naira you used to buy gala and lacasera in traffic, put it down somewhere. Review it at the end of the month so you can figure out where your excesses lie.

Put some of your salary in a place you won’t be able to touch it.

Decide on a percentage you want and keep that away every month. You know you are only deceiving yourself using a bank account you have an ATM card for, to save some of your salary.

Just start saving the money right now.

You can start with as little as 50 naira a day and go from there. Or the 100 naira you use to buy pure bliss in traffic every day, save it and go and eat rice at home.

Enter your kitchen and cook.

The 500 naira you are giving to Iya Bas everyday at lunch might not seem like much, but it adds up.

Make a budget.

Just using your mouth to say you won’t finish your salary doesn’t work, we know you know it from experience, so make a strict budget and stick to it.

Don’t be shy to take advantage of discounts.

Whether it’s Jumia Black Friday or Instagram giveaways, sign up for everything that’ll help you save your salary.

Stop the impulse buying.

You don’t need those shoes you saw on Instagram just because it’s half off, or that t-shirt you saw on Twitter that you’ll only wear once. Keep your money.

It’s not by force to go out, not everyday 57.

Don’t let all those friends whose middle names are Dangote drag you down. Sit in your house.

Have any other tips or tricks you swear by? Share them with us now, don’t be stingy.

Toketemu Ohwovoriole

Join The Conversation

Bring a friend.

You'll like this

August 20, 2019

Recently, I was binge-watching the second season of Workin’ Moms, a Canadian television sitcom about a group of friends dealing with the challenges of being working mothers and being women generally. In one episode, Alice Carlson, played by Sadie Munroe got her period for the first time and was aghast by the reality that women got periods every […]

Watch

Now on Zikoko

January 26, 2021

Times are tough for everyone. But for people whose friends earn more or have a higher purchasing power, social anxiety is always a thing. This is definitely not fun. In this article, 5 Nigerians talk about what it means to be the ‘broke friend’ and everything that comes with it. Dayo, 26 My friend buys […]

January 26, 2021

Growing up, Max* hated dresses and, for that reason alone, he loathed Sundays when his parents demanded that he and his younger sister wore a dress and a head covering as they went to church.  ‘‘I wore a skirt to school from Monday to Friday, but it was the dresses on Sunday that really made […]

Recommended Quizzes

October 30, 2019

Kemi Adetiba’s King of Boys movie got a lot of things right, especially casting, so yes, it was a monster hit. Now, we know you may not have put much thought to this, but the personalities of some of the characters closely match yours, and we would like to help you find the perfect match. […]

October 29, 2019

We are going to be attempting to guess when you’ll marry based on your favourite Nigerian foods. What does your fave swallow have to do with when you’ll tie the knot? Please, don’t ask complicated questions. This quiz is rigorous and accurate (don’t quote us), so just take it already. QUIZ: Why Do You Have […]

October 30, 2019

2010 was a game-changing one for Nollywood, with our movies making serious cash and getting international acclaim. So, which of these hits released between 2010 and 2019 — from the pace-setting The Wedding Party to the divisive Trip To Jamaica — best suits your personality? Well, that’s what this quiz is here to answer:

November 1, 2019

Twitter is buzzing right now, bringing a new conversation to the concept of cool vs not-so-cool, especially in relationships. If you’ve been thinking about how much of a red flag you are, why don’t you let this quiz help you decide once and for all?

April 9, 2020

At some point in life, we all learnt that someone can be very intelligent and still lack common sense. That’s the difference between being book smart and being street smart. If you’re not sure where on the spectrum you fall, well, that’s what this quiz is here to tell you. Take it:

More from General

December 1, 2020

December 1st is World AIDS Day. It is a day to raise awareness about AIDS. We spoke to Doctor Opeyemi, to tell us some facts about the disease, common misconceptions and how to care for people living with AIDS. 1) AIDS AIDS (Acquired Immuno Deficiency Syndrome) is the late stage manifestation of the viral infection […]

November 13, 2020

The subject of today’s Abroad Life is a 25-year-old woman who lives and studies medicine in Dominica. She talks about how she got the admission, the fact that there are a lot of Nigerians there, and why she wants to leave once she’s done with her programme.  First things first, where are you right now? […]

November 5, 2020

For a lot of Nigerians, the ultimate Nigerian Dream is to japa. Many people prefer to go to Canada, AKA ‘Abroad Nigeria’ and live with the rest of the Nigerians that are there. If you’ve successfully japa’d here are some of the things you can definitely relate to: 1. When you start your visa processing […]

Buffet
October 28, 2020

For many Nigerians, their experiences at buffets rank highest as one of their most embarrassing moments.  Read: 5 Ways A Buffet Can Go Wrong In Nigeria From simple things like being overly shy because you now have to exercise your alimentary canal in front of everyone, to really serious buffet malfunctions like when a host […]

October 17, 2020

Although non-members of the LGBTQ+ community are harassed when profiled as “gay”, a lot of people believe that the QueerNigerianLivesMatter hashtag is unnecessary. Members of the LGBTQ+ community, like many Nigerians, are fighting for their right to exist. They are victims of police brutality. So, we spoke to some queer Nigerian protesters to tell us […]

Watch

Trending Videos

Zikoko Originals

December 14, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
November 2, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
October 26, 2020
A collection of videos documenting some of the events of the EndSARS protests.
June 22, 2020
'The Couch' is a Zikoko series featuring real life stories from anonymous people.
June 22, 2020
Hacked is an interesting new series by Zikoko made up of fictional but hilarious chat conversations.
June 4, 2020
What happens when a group of chatty young Nigerians talk about things they're passionate about? You get Nigerians talk. A show that discusses very familiar struggles for the average Nigerian. From relationship deal breakers to sex education with Nigerian parents to leaving Nigeria, be prepared for a ride.
June 2, 2020
Quickie is a video series where everyone featured gets only one minute to rant, review or do absolutely anything.
May 14, 2020
Isolation Diary is a Zikoko series that showcases what isolation is like for one young Nigerian working from home due to the Coronavirus pandemic.
March 12, 2020
Life is already hard. Deciding where to eat and get the best lifestyle experiences, isn't something you should stress about. Let VRSUS do that for you.

Z! Stacks

Here's a rabbit hole of stories to lose yourself in:

Zikoko amplifies African youth culture by curating and creating smart and joyful content for young Africans and the world.
X