Welcome to my TED talk. Today, I’m going to be talking about money etiquette young people should know. Because money is at the centre of our activities as human beings.

I hope you find this useful:

1) If you borrow money from someone, ensure you pay back.

If for some reason you can’t pay back, communicate with them. Silence can easily be misconstrued.

2) Don’t force your frugality on another person.

People approach money differently based on their experience. Tell them about an alternative option, but don’t force anything on them.

3) Always consider other people’s finances before suggesting an outing.

Some people who are struggling can’t decline out of shame.

4) If someone is paying for an outing, order in moderation.

In the words of philospher K. Daniels – “No go dey do pass yourself.”

5) Don’t judge people for what they spend their money on.

Dead all those Jeff Bezos can end world hunger if he gives his wealth away conversations. Dead all that my rich uncle doesn’t send us money bants. At the end of the day, it’s their money.

6) Pay your professional friends for their services.

As long as they are providing you a service, pls don’t take advantage of them. Payment can be whatever is agreed upon by both parties.

7) Don’t complain about finances to someone that doesn’t earn as much as you do.

They will feel like shit. Many times.

8) Save a part of your money in dollars if you can.

E get why.

9) Practice kindness when talking about money.

Some people feel bad for not having money, while some people feel guilty [and sometimes] ashamed because they think they earn too much. In all situations, kindness always wins.

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